Simply put, it means providing enterprise applications, feature rich systems, and Always Available Access that normally would cost thousands to buy or millions to create.  Throughout the course of history, if you wanted an enterprise-level system with all the bells and whistles, customization, and integration with all of your vendors, then you had to have an almost unlimited budget.  Further, your internal team needed not only business process experts, but also those with the technology know-how to translate your corporate vision into process for your subject matter experts so that they might translate those processes into programming and design elements for your IT team to communicate to your software developer(s).  From this example, it's easy to see how this is cost-prohibitive for most companies, and how the companies with multimillion dollar pockets can make this happen.  This is why Micro-Enterprise Technologies are so important.

Arctic Collect is the Collection industry's first Micro-Enterprise product.  With Arctic Collect you get a full, feature-rich collection software with complete management features, a robust collector interface, and the on-demand services that collection agencies need.  You get multi-level access for managers and collectors, you get forward-flow capabilities with import and export on-demand updating, you can create your own attorney network and manage attorneys anywhere in the country, and you can set their fees right through the Arctic Collect system.  You also get enterprise level integration with BillingTree’s e-commerce gateway.  This means you never need to go to a site and look for your transactions, find bounced payments, or reconcile your collection system.  Arctic Collect also offers data backup and infrastructure support with full redundancy, which means you will always be assured that when you click that submit button it will SUBMIT your data securely and immediately.